{"id":81,"date":"2022-10-21T04:00:00","date_gmt":"2022-10-21T10:00:00","guid":{"rendered":"https:\/\/www.utahautoinsuranceagent.com\/blog\/?p=81"},"modified":"2022-10-21T13:41:05","modified_gmt":"2022-10-21T19:41:05","slug":"natural-catastrophe-insurance-what-is-it-do-i-need-it","status":"publish","type":"post","link":"https:\/\/www.utahautoinsuranceagent.com\/blog\/natural-catastrophe-insurance-what-is-it-do-i-need-it\/","title":{"rendered":"Natural Catastrophe Insurance: What is it? Do I Need it?"},"content":{"rendered":"<p>Your home insurance covers your home against numerous natural disasters, including volcanic eruptions, hail, lightning, tornadoes, and wildfires. While your homeowner&#8217;s insurance covers you against a wide range of natural disasters, it doesn&#8217;t cover common risks like flooding and earthquakes.<\/p>\n<p>Home insurance is a bare minimum if you want all-rounded protection for your home. If you live in an area ravaged by floods and earthquakes, invest in natural catastrophe insurance from United Insurance Services&nbsp;Inc.&nbsp;in Bluffdale, UT.<\/p>\n<h2>What is natural catastrophe insurance?<\/h2>\n<h3>What does it cover?<\/h3>\n<p>This coverage is what you would expect from the name &mdash; it covers you against natural disasters. The coverage you receive depends on the vulnerability of your location. The common natural disasters covered by natural catastrophe insurance include:<\/p>\n<ul>\n<li><strong>Floods:<\/strong> Whether your home is located near a waterbody or not, it&#8217;s never safe from flooding. Flash floods are common and usually cause significant property damage when they strike. Since typical home insurance doesn&#8217;t cover flood damage, you must purchase supplemental coverage. This policy covers damage to your building and the contents inside.<\/li>\n<li><strong>Earthquakes:<\/strong> While earth movements and sinkholes can cause significant damage to your home, they aren&#8217;t covered by home insurance. Purchasing earthquake insurance covers your building, its contents, and loss of use.<\/li>\n<li><strong>Tornadoes:<\/strong> Typical home insurance covers damage linked to tornadoes &mdash; hail and windstorms. However, if you live in a location prone to tornadoes, home insurance won&#8217;t cover you against them. As such, please invest in separate coverage.&nbsp;<\/li>\n<\/ul>\n<h3>Contact Us Today<\/h3>\n<p>Since you have invested a lot in your home, it makes sense to do everything possible to protect it. While home insurance is a powerful investment, it isn&#8217;t sufficient on its own. Do consider&nbsp;investing in natural catastrophe insurance to cover gaps inherent in your home insurance. Get in touch with United Insurance Services&nbsp;Inc.&nbsp;in Bluffdale, UT today for more information.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your home insurance covers your home against numerous natural disasters, including volcanic eruptions, hail, lightning, tornadoes, and wildfires. While your homeowner&#8217;s insurance covers you against a wide range of natural disasters, it doesn&#8217;t cover common risks like flooding and earthquakes. Home insurance is a bare minimum if you want all-rounded protection for your home. If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[5,7],"class_list":["post-81","post","type-post","status-publish","format-standard","hentry","category-natural-catastrophe-insurance","tag-bluffdale-ut","tag-united-insurance-services-inc"],"_links":{"self":[{"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/81","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/comments?post=81"}],"version-history":[{"count":1,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/81\/revisions"}],"predecessor-version":[{"id":82,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/81\/revisions\/82"}],"wp:attachment":[{"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/media?parent=81"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/categories?post=81"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.utahautoinsuranceagent.com\/blog\/wp-json\/wp\/v2\/tags?post=81"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}