Having a thorough understanding of what your small Utah business needs to run is important. After zoning and permits, you need to make sure that you are meeting insurance compliance for your protection. With United Insurance Services, Inc., we offer businesses the required commercial insurance and additional coverage.
Per Utah's state law, all businesses with one or more employees are required to carry worker's compensation insurance coverage. This policy is designed to protect employees who may be injured on the job and need medical attention. Their medical fees and time out of work is covered by the company.
Another insurance requirement is commercial auto insurance. Any vehicle(s) used to perform the duties and services of the business must have a minimum commercial auto insurance policy. This gives protection to the employees who are driving the vehicles but do not own them.
There are a number of commercial insurance options you can add to your required insurance policy.
General commercial liability coverage applies to any accidents that may happen on your business property with a customer or public citizen that results in medical attention. In many cases, you could be sued and found liable to cover these expenses and can use this policy for financial relief.
Commercial property insurance protects all property owned by the business in the event of an accident, theft, or vandalism attack. Having to repair and replace this property due to damages can be very expensive for small businesses. These are just a few of the different commercial insurance options available.
Many small business owners in Utah have worked hard to earn a living in the economy. Protect your hard work, employees, and legacy when you call our agents at United Insurance Services, Inc.. We look forward to working with you soon.