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United Insurance Services, Inc.

13894 S Bangerter Pkwy #250
Draper, UT 84020

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United Insurance Services, Inc. Blog

Three rules to follow when you buy home insurance

Buying home insurance protects your home’s value. You can insure your home in Bluffdale, UT with a policy from United Insurance Services Inc. There are a few rules you should follow whenever you buy home insurance.

Here are three key home insurance rules to be aware of:

Get an estimate on the replacement cost of your home

Choosing a home insurance policy that covers the replacement cost of your home is important. The replacement cost is the amount it would cost to completely rebuild your home if it was destroyed. 

If you are paying off a mortgage on your home, your mortgage lender will probably require you to be insured for your home’s replacement cost. This makes it important to determine what the replacement cost of your home is. 

Make minor repairs that bring down your premium

Your insurance provider will want to inspect your home before offering you coverage. After this inspection, your insurance provider might suggest home improvements you can make that will lower coverage costs or qualify you for coverage.

Be sure to make any minor repairs that will save you money on home insurance. 

Compare costs among different home insurance providers

Getting policy quotes is one of the most important steps when you buy home insurance. When you compare quotes, you can evaluate how competitively priced they are. You can also compare the coverage offerings of different companies and evaluate the customer service of various insurance providers. 

Looking For Home Insurance?

If you need a quote on an insurance policy for your property in the Bluffdale, UT area, we can help you at United Insurance Service Inc. Get in touch with us for information on our insurance offerings.