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189 E. Fort Union Blvd, Suite 101
Midvale, UT 84047

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Auto Insurance Myths Exposed

United Insurance Services, Inc. serves the Bluffdale, UT community by offering residents multiple types of insurance coverage. We strive to offer our clients a quality insurance experience. Our primary objective is to help our clients find the policies they need to enjoy peace of mind.

Auto Insurance Myths Exposed

Auto insurance will cover your vehicle as you are traveling around Bluffdale, UT. You’ll be covered if your vehicle is involved in an accident with another driver or an object. Liability coverage will protect you if you are held responsible for the damage and injuries sustained in the collision. Comprehensive coverage protects you if you are a victim of theft or if your vehicle is damaged due to a natural disaster. While you are researching different policies, avoid some auto insurance myths that are circulating.

One Parking Ticket Can Negatively Impact Your Policy

As long as you generally practice safe driving habits, your auto insurance policy will not be impacted. One parking ticket is seen as a minor violation, which will not damage your policy.

You Are Unaffected If Someone Drives Your Car And Causes Damage

This is incorrect. Whether you are driving or not, your policy is the primary insurance on your vehicle. If someone causes damages while driving your car, you will be liable regardless of whether driving your car has its own separate policy.

I Can Use My Policy To Cover Business Related Endeavors

This is not true, as you’ll have to inquire about commercial auto coverage if you plan to use your primary vehicle for business endeavors. Using your vehicle for business brings a unique set of risks that a traditional auto policy may not cover.

United Insurance Services, Inc. Will Help You Cover Your Investment

Visit our website to learn more information about auto insurance

What is included with my auto insurance policy?

When you live in the Bluffdale, UT area, it is very important that you own a car. With a vehicle, you can be much more efficient when getting around town. If you have a car, you will need to make sure that it is properly covered by auto insurance. A full auto insurance policy will include several forms of insurance coverage that will adequately protect you and your vehicle.

Liability Protection

One component of your auto insurance policy that is very helpful is your liability protection. Driving a car is a prevalent task. However, even very safe and experienced drivers could cause an accident. If you are deemed liable for an accident, you will be responsible for any damages that you cause. With auto insurance, you can limit your out of pocket financial risk as you will receive coverage for these situations.

Coverage for Vehicle

Another type of coverage that you will get with auto insurance is protection for your vehicle. A car is a big purchase and investment that you need to consider carefully. One of the best ways that you can protect this investment is by getting insurance. With a policy that has collision and comprehensive protection, you can receive coverage for virtually any scenario that will result in a loss for you.

As you are shopping for insurance in the Bluffdale, UT area, you should call United Insurance Services, Inc. When you reach out to United Insurance Services, Inc., you can receive a lot of support needed to pick a new policy. The team here can carefully evaluate your personal situation and help you choose a policy that gives the type of protection you need for yourself and your vehicle.

What to do when involved in accident with under-insured motorist

While auto insurance remains a legal requirement, there are still drivers who drive across Utah without insurance. Both uninsured and underinsured motorists make you vulnerable on the roads, especially when they are at fault in an accident. So, what do you do in case you are involved in an accident where the uninsured driver is at fault? United Insurance Services, Inc. in Bluffdale, UT is ready to discuss what you should do.

Call the police

Every time you are involved in a car accident, whether the other party is insured or not, it is always critical to notify the police immediately. If the driver you are dealing with is uninsured or underinsured, it is even more important to call the police. The police will help you get your damages, injuries, and losses covered and help you make a claim. It is vital that you make no negotiations until the police arrive as the other driver may try to convince you not to involve the police.

Accept no cash

Most underinsured and uninsured drivers tend to be cunning when they are at fault. They are aware that they may face hefty fines and penalties for not carrying insurance. For this reason, they may try to silence you with money. Remember, unless you are a vehicle engineer, you may not know the depth of the damage or injury. That is why it is essential to resist the money.

Gather information

Even if the other party doesn’t have insurance, it is still prudent to take their personal details like name, phone number, address, and vehicle details. If they do not provide it, you can rely on witnesses who can help you get the information. Take note of the time, the vehicle involved, and the location the accident happened. You will need this in the claiming process.

Finally, take pictures of the damages or injuries if you or anyone in the car was injured.  Make sure to stay safe as you wait for the police to arrive. If you still have questions, United Insurance Services, Inc. in Bluffdale, UT is here for you. Contact us today!

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Partner Carriers

  • Dairyland Insurance
  • Progressive Insurance
  • SafeCo Insurance
  • Stillwater Insurance
  • United Insurance Group