Moving to a new residence could alter your driving pattern and the hazards you face. Use the following tips from United Insurance Services, serving Draper, UT, to find the right auto insurance for your situation.
Driving Pattern
Consider your driving schedule, the distances you will be driving, and the types of roadways you’ll be driving on. If you will be driving more frequently than you are used to, you may want to increase the amount of liability and collision insurance you carry.
These types of insurance will protect you if you are involved in a vehicular accident that causes property damage or physical injuries. If you will be driving down congested roadways, it is important to have enough insurance coverage if you are involved in a motor vehicle accident with another vehicle.
Criminal Activity
Research the amount of criminal activity in your neighborhood. If criminal activity is more common than in the area where you previously lived, you may benefit from adding more personal property protection to your auto insurance. This type of coverage will pay for repairs and replacements if your car is vandalized.
Natural Disasters
Think about the possibility of a natural disaster occurring at your new home. If your vehicle is parked in an uncovered area, you may want to add extra insurance protection to your policy. Comprehensive coverage will help you pay for repairs if your vehicle is compromised during a natural disaster.
Modifications to Your Policy
Contact one of our United Insurance Services agents for a coverage review. We’re currently serving Draper, UT.