When you buy a home, it represents your dreams for the future. You’ll want to protect your investment in that home, so you need to buy home insurance. If your home is in or near Draper, UT, our team at United Insurance Services invites you to make an appointment so we can talk about the best way to insure your home.
Senior Citizens and Homeowners Insurance
Senior citizens often find themselves paying higher auto insurance premiums. However, according to Insurify, senior citizens are not charged more for homeowners insurance. You might also be eligible for some discounts, which could lower the cost of your homeowners insurance premiums. Some insurance companies may offer a retiree discount, while others could offer claims-free discounts or loyalty discounts.
According to Insurify, some insurance carriers offer discounts for individuals over age 55. Your insurance agent can direct you to these policies. The same website reports that if you have a record of filing no previous homeowners’ claims, it can also result in lower premiums. Loyalty discounts may be offered to clients who hold other insurance policies through the same agent. The same website reports that some seniors elect to pay a higher deductible, which will reduce the cost of their home insurance, since you are taking on some of the risk yourself.
Call Us for Your Appointment Today
When you’re shopping for a home insurance policy, it’s essential to get advice from experienced insurance professionals. Our team at United Insurance Services can give you the insurance advice you need. Clients in the Draper, UT area have learned that we provide excellent client support. Call us about your appointment today.